Privacy Policy

1. Introduction

Quick Funds Prime ("we", "our", or "us") is committed to protecting your personal data and respecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our loan marketplace services. Please read this policy carefully. If you do not agree with the terms of this policy, please discontinue use of our site.

2. Data Controller

Quick Funds Prime acts as the data controller for the personal data collected through this website. We are registered in France and operate in compliance with the General Data Protection Regulation (GDPR) and applicable European data protection laws.

3. Data We Collect

We may collect the following categories of personal data:

• Identity data: full name, date of birth, national identification number
• Contact data: email address, phone number, postal address
• Financial data: income, employment status, existing debts, credit history
• Technical data: IP address, browser type, device identifiers, cookies
• Usage data: pages visited, time spent, clicks, referral source
• Communications: messages, emails, and records of correspondence with us

4. How We Use Your Data

We process your personal data for the following purposes:

• To process your loan application and match you with suitable lending partners
• To verify your identity and assess your creditworthiness
• To communicate with you about your application and our services
• To comply with legal and regulatory obligations
• To prevent fraud and ensure the security of our platform
• To improve our website, products, and services through analytics

5. Legal Basis for Processing

Under the GDPR, we rely on the following legal bases to process your personal data:

• Contractual necessity: to fulfil our obligations when you apply for a loan
• Legal obligation: to comply with applicable laws and regulations
• Legitimate interests: to prevent fraud and improve our services
• Consent: for marketing communications and non-essential cookies

6. Sharing Your Data

We may share your personal data with the following third parties:

• Licensed lending partners within the European Economic Area (EEA) to process your loan application
• Credit reference agencies to assess your creditworthiness
• Identity verification and fraud prevention services
• IT and cloud service providers supporting our platform operations
• Regulatory authorities and law enforcement when required by law

7. International Transfers

Your data is primarily stored and processed within the European Economic Area. If we transfer data outside the EEA, we ensure adequate safeguards are in place, such as Standard Contractual Clauses approved by the European Commission.

8. Data Retention

We retain your personal data only for as long as necessary to fulfil the purposes for which it was collected, including legal, accounting, or reporting requirements. Loan application data is typically retained for 5 years from the date of last activity, after which it is securely deleted or anonymised.

9. Your Rights Under GDPR

As a data subject in the EU/EEA, you have the following rights:

• Right of access: to obtain a copy of your personal data
• Right to rectification: to correct inaccurate or incomplete data
• Right to erasure: to request deletion of your data ('right to be forgotten')
• Right to restriction: to limit how we process your data
• Right to data portability: to receive your data in a structured format
• Right to object: to processing based on legitimate interests or for direct marketing
• Right to withdraw consent at any time, without affecting prior processing

10. Cookies

We use cookies and similar tracking technologies on our website. For detailed information about the cookies we use and how to manage your preferences, please refer to our Cookie Policy.

11. Security

We implement appropriate technical and organisational measures to protect your personal data against unauthorised access, alteration, disclosure, or destruction. These include SSL encryption, access controls, and regular security audits. However, no method of transmission over the internet is 100% secure.

12. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable laws. We will notify you of significant changes by posting a notice on our website or by email. The date at the top of this policy indicates when it was last revised.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact our Data Protection Officer: